Privacy Policy for AutoPay Manager

Last Updated: 14 Mar 2026

Binaryscript Private Limited ("Company", "we", "us", or "our") operates the AutoPay Manager mobile application (the "App"). This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you use our App.

1. Information We Collect

1.1 Personal Information

When you register and use the App, we collect:

• Phone number: Required for authentication
• Name: Optional, if provided
• Email address: Optional, if provided

1.2 Device Information

We automatically collect:

• Device ID (Android ID)
• Device manufacturer and model
• Operating system version
• App version
• Language preference

1.3 SMS Data

1.4 Notification Data

1.5 Autopay Data

Information about detected or manually added autopays:

• Service/subscription name
• Amount
• Payment frequency
• Category
• Due dates

2. How We Use Your Information

2.1 Provide Core Services

• Authenticate your account using phone number verification
• Detect and track your autopay subscriptions
• Display your recurring payment information

2.2 Improve Our Services

• Analyze app usage patterns (anonymized)
• Fix bugs and improve performance
• Develop new features

2.3 Communication

• Send push notifications about detected autopays
• Provide customer support
• Send important service updates

3. Data Storage and Security

3.1 Local Storage

• SMS and notification data is processed and stored locally on your device
• Autopay information is stored in an encrypted local database
• Authentication tokens are encrypted using AES-256-GCM encryption

3.2 Server Storage

We store on our secure servers:

• Account information (phone number, name, email)
• Device information for authentication
• Authentication tokens

3.3 Security Measures

• All data transmission uses HTTPS encryption
• Sensitive data encrypted with AES-256-GCM
• Regular security audits
• Access controls and authentication

4. Third-Party Services

4.1 Firebase (Google)

• Analytics: Anonymous usage statistics
• Crashlytics: Crash reporting for app stability
• Cloud Messaging: Push notifications

Privacy Policy: https://firebase.google.com/support/privacy

4.2 MSG91

• OTP verification for phone number authentication

Privacy Policy: https://msg91.com/privacy-policy

4.3 Truecaller (Optional)

• Alternative authentication method
• Only used if you choose to login with Truecaller

Privacy Policy: https://www.truecaller.com/privacy-policy

5. SMS and Notification Access

5.1 Why We Need These Permissions

The App requires SMS and Notification access to automatically detect your autopay transactions. Without these permissions, you can still use the App but will need to add autopays manually.

5.2 What We Access

• SMS: Only messages from banks and payment services
• Notifications: Only from UPI and banking apps

5.3 What We DON'T Do

5.4 Data Processing

All SMS and notification processing happens locally on your device. Only extracted autopay information (service name, amount, frequency) is stored.

6. Data Sharing and Disclosure

We do NOT sell your personal information. We may share information only:

6.1 With Service Providers

Third-party companies that help us operate our services (listed in Section 4).

6.2 For Legal Requirements

When required by law, court order, or government request.

6.3 For Safety

To protect the rights, property, or safety of our users or others.

6.4 Business Transfers

In case of merger, acquisition, or sale of assets.

7. Your Rights

You have the right to:

7.1 Access Your Data

Request a copy of your personal data we hold.

7.2 Correct Your Data

Update or correct inaccurate information.

7.3 Delete Your Data

Request deletion of your account and associated data.

7.4 Withdraw Consent

Revoke permissions for SMS or notification access at any time through device settings.

7.5 Data Portability

Request your data in a portable format.

To exercise these rights, contact us at: [email protected]

8. Data Retention

• Account data: Retained until you delete your account
• Local autopay data: Stored on your device until app uninstall
• Authentication tokens: Automatically refreshed; deleted on logout
• Analytics data: Retained for up to 24 months in anonymized form

9. Children's Privacy

The App is not intended for users under 18 years of age. We do not knowingly collect personal information from children. If you are a parent or guardian and believe your child has provided us with personal information, please contact us.

10. International Data Transfers

Your information may be transferred to and processed on servers located outside India. We ensure appropriate safeguards are in place for such transfers in compliance with applicable data protection laws.

11. Changes to This Privacy Policy

We may update this Privacy Policy from time to time. We will notify you of any changes by:

• Posting the new Privacy Policy in the App
• Updating the "Last Updated" date
• Sending a notification for significant changes

Your continued use of the App after changes constitutes acceptance of the updated Privacy Policy.

12. Contact Us

If you have questions about this Privacy Policy or our data practices, please contact us:

Binaryscript Private Limited
Email: [email protected]
Website: https://binaryscript.com
Address: Raipur, Chhattisgarh, India, 492001

13. Grievance Officer

In accordance with Information Technology Act 2000 and rules made thereunder, the name and contact details of the Grievance Officer are:

Email: [email protected]
Address: Raipur, Chhattisgarh, India, 492001

We will address your concerns within 30 days of receiving your complaint.

Summary

Your financial data, your control. Always.