Privacy Policy for SIP Book

Last Updated: 4 Apr 2026

BinaryScript Private Limited ("Company", "we", "us", or "our") operates the SIP Book mobile application (the "App"). This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you use our App.

1. Information We Collect

1.1 Personal Information You Provide

When you register and use the App, we may collect:

• Phone Number: Required for account creation and OTP verification
• Name: Optional, for personalization
• Email Address: Optional, for account recovery and communications

1.2 Client Data You Enter

1.3 Automatically Collected Information

a) Device Information:

• Device model and manufacturer
• Operating system version
• Unique device identifiers
• App version

b) Usage Analytics (via Firebase Analytics):

• Screen views and navigation patterns
• Feature usage statistics
• Button clicks and user interactions
• Session duration and frequency
• App performance metrics

c) Crash and Error Data (via Firebase Crashlytics):

• App crash reports
• Error logs and stack traces
• Device state at time of crash
• User actions leading to errors

1.4 Authentication Data

For login and verification, we use MSG91 OTP service:

• Phone number (for OTP delivery)
• OTP verification status
• Authentication tokens (stored securely)

2. How We Use Your Information

2.1 To Provide and Maintain the App

• Authenticate your identity
• Enable core app functionality
• Store your preferences and settings

2.2 To Improve Our Services

• Analyze app usage patterns
• Identify and fix bugs and errors
• Develop new features based on user behavior
• Optimize app performance

2.3 To Communicate With You

• Send important app updates
• Respond to support inquiries
• Notify about policy changes

2.4 To Ensure Security

• Detect and prevent fraud
• Monitor for unauthorized access
• Maintain data integrity

3. Data Storage and Security

3.1 Local Storage

The majority of your data is stored locally on your device:

• SQLite Database: Client information, SIPs, payments, and settings are stored in an encrypted SQLite database on your device
• Secure Storage: Authentication tokens and sensitive credentials are stored using platform-specific encrypted storage (Android Keystore / iOS Keychain)

3.2 Cloud Storage

Limited data is transmitted to cloud services:

• Firebase (Google Cloud): Analytics events and crash reports
• BinaryScript Servers: Authentication tokens and user profile (phone, name, email)

3.3 Security Measures

• HTTPS/TLS encryption for all network communications
• Encrypted storage for sensitive credentials
• Secure token-based authentication
• Regular security assessments

3.4 Backup Data

When you create a backup:

• Backup files are stored locally on your device
• Backup files are in JSON format
• You control when backups are created and restored
• Backup files are not automatically uploaded to any cloud service

4. Third-Party Services

4.1 Firebase Analytics (Google)

• Purpose: App usage analytics and performance monitoring
• Data Collected: Usage events, screen views, user interactions
• Privacy Policy: https://firebase.google.com/support/privacy

4.2 Firebase Crashlytics (Google)

• Purpose: Crash reporting and error tracking
• Data Collected: Crash logs, error reports, device information
• Privacy Policy: https://firebase.google.com/support/privacy

4.3 MSG91

• Purpose: OTP verification for phone number authentication
• Data Collected: Phone number, OTP delivery status
• Privacy Policy: https://msg91.com/privacy-policy

4.4 BinaryScript Backend

• Purpose: User authentication and session management
• Data Collected: Phone number, name, email, device information
• Data is stored on secure servers

5. Permissions

5.1 Contacts (Optional)

• Purpose: To pick contacts from your address book when adding clients
• Usage: Read-only access; contacts are not uploaded to any server

5.2 Notifications

• Purpose: To send daily SIP reminders and payment alerts
• Usage: Local notifications only; no push notification servers involved

5.3 Storage (Optional)

• Purpose: To create and restore backup files
• Usage: Read/write access to app's designated storage area

You can manage these permissions through your device settings at any time.

6. Data Retention

6.1 Local Data

• Retained indefinitely until you uninstall the app or clear app data
• You can delete specific records within the app at any time

6.2 Analytics Data

• Firebase Analytics: Retained for 26 months (Google's default)
• Firebase Crashlytics: Retained for 90 days

6.3 Authentication Data

• Access tokens: 30 days validity
• Refresh tokens: 90 days validity
• Cleared upon logout or account deletion

6.4 Server Data

• User profile data retained until account deletion requested
• Contact [email protected] to request account deletion

7. Your Rights

7.1 Access

• View all data stored in the app
• Export your data using the backup feature

7.2 Correction

• Edit or update any information in the app

7.3 Deletion

• Delete individual records (clients, SIPs, payments)
• Clear all app data through device settings
• Request account deletion by contacting us

7.4 Portability

• Export your data in CSV format
• Create JSON backups for data transfer

7.5 Opt-Out

• Disable analytics collection in app settings (if available)
• Deny optional permissions
• Uninstall the app to stop all data collection

8. Children's Privacy

The App is intended for users who are 18 years of age or older. We do not knowingly collect personal information from anyone under 18 years of age.

If you are a parent or guardian and believe your child has provided us with personal information, please contact us at [email protected], and we will take steps to delete such information.

9. Data Transfers

Your information may be transferred to and processed in countries other than your country of residence, specifically:

• United States (Firebase/Google Cloud servers)
• India (BinaryScript servers)

We ensure appropriate safeguards are in place to protect your data in accordance with this Privacy Policy.

10. Changes to This Privacy Policy

We may update this Privacy Policy from time to time. We will notify you of any changes by:

• Posting the new Privacy Policy in the App
• Updating the "Last Updated" date
• Sending a notification through the App (for significant changes)

Continued use of the App after changes constitutes acceptance of the updated Privacy Policy.

11. Contact Us

If you have any questions, concerns, or requests regarding this Privacy Policy or our data practices, please contact us:

BinaryScript Private Limited
Email: [email protected]
Website: https://binaryscript.com
Address: Raipur, Chattisgarh, India - 492001

For data deletion requests, please email us with the subject line: "Data Deletion Request - SIP Book"

We will respond to your inquiry within 30 business days.

Summary

Your data, your control. Always.